Terms and Conditions

Please read these terms of use carefully before you start to use the site. By using our site you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.

Definitions and Interpretations

In these Terms and Conditions references to “One Crown”, “us” or “our(s)” are references to One Crown Pensions Limited.  The company details can be found in ‘Information about us’ in these Terms and Conditions. References to “you” or “your” are references to you, the user of the site. References to “the site” are references to the website at https://www.onecrownpensions.com. References to “Intellectual Property Rights” are references to any copyright, trademarks, design rights or other intellectual property rights existing from time to time.

Information About Us

https://www.onecrowpensions.com is a site operated by One Crown Pensions Limited. Our registered office is at Sussex House, 190 South Coast Road, Peacehaven, East Sussex, BN10 8JJ, United Kingdom.

Access to Our Site

Access to our One Crown Pensions site is permitted on a temporary basis and we reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period.

As a user of this site you warrant to One Crown Pensions that you will not use this site for any purpose that is unlawful or prohibited by these terms and conditions.

In accessing this site you agree not to use it in such a way that:

(a) Disrupts, interferes with or restricts the use of this website by other users

(b) Not to upload, display or transmit any materials through this website which are false, offensive, defamatory, threatening or otherwise violate the legal rights (such as rights of privacy and publicity) of others

(c) Not to reverse engineer, decompile, copy or adapt any software or other code or scripts forming part of this website or attempt to transmit to or via this website any information that contains a virus or other harmful or disruptive component and not to change, modify, delete, interfere with or misuse data contained on this website and entered by or relating to any third-party user of this website

(d) Harvest or otherwise collect information about others, including email addresses, without their consent

(e) Violate any applicable laws or regulations

Intellectual Property Rights

We are the owner or the licensee of all Intellectual Property Rights in our One Crown Pensions site and of the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

Links to and From Other Websites

Throughout this site you may find links to third party websites. The provision of a link to such a website does not mean that we endorse that website. If you visit any website via a link on this site you do so at your own risk.

Any party wishing to link to this site is entitled to do so provided that the conditions below are observed:

(a) You do not seek to imply that we are endorsing the services or products of another party unless this has been agreed with us in writing

(b) You do not misrepresent your relationship with this site

(c) The website from which you link to this site does not contain offensive or otherwise controversial content or content that infringes any intellectual property rights or other rights of a third party

By linking to this site you shall indemnify us for any loss or damage suffered to this site as a result of such linking.

Reliance on Information Posted and Disclaimer

The materials contained on our site are provided for general information purposes only and do not claim to be or constitute legal or other professional advice and shall not be relied upon as such. We do not accept any responsibility for any loss which may arise from accessing or reliance on the information on this site and to the fullest extent permitted by English law. We exclude all liability for loss or damages direct or indirect arising from use of this site.

Regulatory Disclosures

The content of this site has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested.

Our Liability

The material displayed on our One Crown Pensions site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, and third parties connected to us hereby expressly exclude:

(a) All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity

(b) Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including, without limitation any liability for:

(c) Loss of income or revenue

(d) Loss of business

(e) Loss of profits or contracts

(f) Loss of anticipated savings

(g) Loss of data

(h) Loss of goodwill

(i) Wasted management or office time; and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Viruses, Malware and Security

We exercise all reasonable skill and care to ensure that our site is secure and free from viruses and other-malware. We do not, however, guarantee that our site is secure or free from viruses or other malware and accept no liability in respect of the same. Expressly you:

(a) are responsible for protecting your hardware, software, data and other material from viruses, malware, and other internet security risks

(b) must not deliberately introduce viruses or other malware, or any other material which is malicious or technologically harmful either to or via our site

(c) must not attempt to gain unauthorised access to any part of our site, the server on which our site is stored, or any other server, computer, or database connected to our site

(d) must not attack our site by means of a denial of service attack, a distributed denial of service attack, or by any other means

By breaching the provisions of the above you may be committing a criminal offence under the Computer Misuse Act 1990. Any and all such breaches will be reported to the relevant law enforcement authorities and we will cooperate fully with those authorities by disclosing your identity to them. Your right to use our site will cease immediately in the event of such a breach.

Acceptable Usage Policy

You may print off one copy, and may download extracts, of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted on our site. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.

You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Privacy and Cookies

The One Crown Pensions site collects personal identifiable information, such as your email address, name, home or work address or telephone number. There is also information about your computer that is automatically collected from the One Crown Investments site. This information can include your email address, browser or domain name. This information is used by the One Crown Pensions site for the operation of service, to maintain a quality service and provide general statistics regarding use of this site.

We are not responsible for the privacy statements or other content on websites outside of the One Crown Pensions site or related sites.

A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences

One of the primary purposes of cookies is to provide a convenient feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you register with the One Crown Investments site as a High Net Worth and/or Sophisticated Investor, a cookie helps recall your declaration on subsequent visits.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. However, if you choose to decline cookies, you may not be able to fully experience the One Crown Investments site or websites you visit.

We use tracking software on www.onecrownpensions.com to monitor visitors to better understand how they use it. This software is provided by Google Analytics which uses cookies to track visitor usage. The software will save a cookie to your computer’s hard drive in order to track and monitor your engagement and usage of the site, but will not store, save or collect personal information. You can read Google’s privacy policy for further information. 

Our Site Changes Regularly

We aim to update our One Crown Pensions site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.

Electronic Communications from Us

For contractual purposes, you consent to receiving communications from us electronically and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. For every email message sent in connection with your use of our site, you acknowledge and agree that the recipient has agreed to receive such communication and that you shall not engage in the act of sending unsolicited emails.

Data Protection

For the purposes of data protection legislation within the United Kingdom you hereby consent to our processing of “personal data” (as defined by the Data Protection Act 1998) by submission of your personal information on the site and we agree that we will treat your personal data as confidential.

You acknowledge and agree to be bound by the terms of our Privacy Policy. Our full Privacy Policy can be accessed here.

Law and Jurisdiction

These terms and conditions of use are governed by English law. Any dispute arising in connection with these terms of use shall be subject to the exclusive jurisdiction of the Courts of England and Wales.

Contacting Us

If you have any concerns or queries about material that appears on this site, using this site, or these terms and conditions, please email us at [email protected] If you have any suggestions for improvements or additions that you would like to see on this site, please email us at [email protected]

Our postal address is:

Sussex House, 190 South Coast Road, Peacehaven, East Sussex, BN10 8JJUnited Kingdom